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dc.contributor.author
Giaritzoglou, Parthena
en
dc.date.accessioned
2020-06-04T11:13:07Z
dc.date.available
2020-06-05T00:00:32Z
dc.date.issued
2020-06-04
dc.identifier.uri
https://repository.ihu.edu.gr//xmlui/handle/11544/29493
dc.rights
Default License
dc.subject
Payment services
en
dc.subject
Retail payments
en
dc.subject
PS1
en
dc.subject
PSD2
en
dc.subject
SEPA
en
dc.title
Payment Services in the EU
en
heal.type
masterThesis
en_US
heal.creatorID.dhareID
renagiaritzoglou@gmail.com
heal.language
en
en_US
heal.access
free
en_US
heal.license
http://creativecommons.org/licenses/by-nc/4.0
en_US
heal.recordProvider
School of Economics, Business Administration and Legal Studies, LLM in Transnational and European Commercial Law, Banking Law, Arbitration/Mediation
en_US
heal.publicationDate
2020-05-27
heal.abstract
This dissertation was written as part of the Master of Laws (LL.M.) in Transnational and European Commercial Law, Banking Law, Mediation/Arbitration at the International Hellenic University. The ultimate aim of this paper is to enable academics, professionals in the banking sector, as well as every person interested in the field of economic law to comprehend the Commission’s legal framework for payment services in the European Union and the significant role that payments play for the liberalization of the financial services within the European Communities (EC) and for the realization of the internal market. The European Commission’s effort to create an efficient and true single European market was embodied, inter alia, in the creation and completion of the Payment Services Directive (PSD), the publication of which took place in autumn 2007. The PSD regulates the complex and highly technical field of payment services by setting up common rules on non-cash and electronic payments across the European Union (EU) and European Economic Area (EEA) with the purpose of facilitating the cross-border purchasing and by enhancing the financial safety net, consumer protection and competition. Undoubtedly, this Directive constitutes a key part of the so-called Single Euro Payments Area (SEPA) programme, an interinstitutional project1 that was initially fostered by means of the banking industry. This thesis aspires to unravel the payment services legislation within the EU, to analyze the types, instruments and providers of payment services focusing on the substantive provisions of the PSD and to examine the importance of this legal framework in the context of the broader vision of SEPA. In addition, it will elaborate the impact of the PSD on the payment system and the reasons that led to the adoption of the Payment Services Directive II.
en
heal.advisorName
Papadopoulos, Thomas
en
heal.committeeMemberName
Papadopoulos, Thomas
en
heal.academicPublisher
IHU
en
heal.academicPublisherID
ihu
en_US
heal.spatialCoverage
European Union
en


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